Money— Part 1 채점 보고서

제안: Clarify grammar and tense, reduce redundancy, and add one concise supporting detail with a linking word. Use correct verb forms and avoid repetition (e.g., “I used to” and “now I don’t”). Keep it within 3–4 sentences.

예시: Yes. I used to borrow money from friends when I was a student because my budget was tight. However, after a few uncomfortable experiences where I couldn’t repay on time, I now prefer to manage my own finances and avoid borrowing unless it’s an emergency.

제안: Tighten the response and add a linking word to show contrast. Correct slight awkward phrasing and be specific about conditions when you would lend money. Keep to 2–3 sentences to sound natural.

예시: Yes. I lent money to friends and colleagues in the past, but after several occasions when they failed to repay me, I stopped doing so. Now, I only lend money in urgent situations and when I trust the person completely.

× After a few uncomfortable experiences, I decide to avoiding borrowing so I can be more independent.

✓ After a few uncomfortable experiences, I decided to avoid borrowing so I could be more independent.

The original sentence has two issues that match listed types: tense and verb+ -ing form. According to the conversation, the student refers to past events ('used to' earlier), so the verb should be in the past tense (decide -> decided) which corresponds to 'Past tense issue'. Also 'decide to avoiding' is incorrect: after 'decide to' we need the base verb (infinitive) not the -ing form. Use 'decided to avoid'. Additionally, maintain past modal/frame consistency by using 'could' for ability in the past rather than 'can'. Suggestion: keep verb forms consistent in time and use infinitive after 'decide to'.

× I'm happy to help but now I prefer to avoid loans unless it's an urgent situation and I trust the person.

✓ I'm happy to help but now I prefer to avoid loans unless it's an urgent situation and I trust the person.

No grammatical change needed for this sentence. It correctly uses present simple for habitual preference ('I prefer'), present contraction ('it's'), and present simple for general trust condition ('I trust'). This sentence fits the tense and meaning of the context, so no correction is required.

× Yes, I used to lend money to friends and colleagues but after a few occasions when they did not repay me, I stopped lending.

✓ Yes, I used to lend money to friends and colleagues, but after a few occasions when they did not repay me, I stopped lending.

The sentence is grammatically correct in tense and structure; only a comma before 'but' improves clarity. It correctly uses 'used to' for past habit and 'stopped' for a past action. This falls under punctuation/clarity rather than a listed grammar error; no verb tense change is required. Suggestion: include a comma before coordinating conjunctions joining independent clauses for readability.

× Yes, I used to borrow money from friends quite often when I was a student, but now I don't because I prefer to manage my own finances.

✓ Yes, I used to borrow money from friends quite often when I was a student, but now I don't because I prefer to manage my own finances.

This sentence is correct. Verb forms agree with subjects and tenses: 'used to borrow' for past habit, 'don't' and 'prefer' for present habits. No third person singular error is present. No correction needed.